Union Plus Mortgage Benefits Union Members During Tough Times Like Layoff

The Union Plus Mortgage Assistance Program is a solid resource for union members during difficult times, especially during a layoff.

The program, administered through the AFL-CIO Mutual Benefit Plan, provides interest-free loans and grants to help make mortgage payments for members who are disabled, unemployed, locked out or on strike, or on layoff. Members who qualify for the Mortgage Assistance loan benefit also receive a one-time grant of $1,000.

To be eligible:

  • You must have a Union Plus mortgage for at least one year.
  • You or your eligible cosigner are out of work due to a union-approved strike, lockout, involuntary unemployment, or disability.
  • Your income or the eligible cosigner's income is reduced by an amount equal to at least 50% of the monthly mortgage payment.
  • The income loss occurred within one year of application.

Documentation verifying union membership, out-of-work status and related income loss is required at the time of application for benefits.

Visit https://www.unionplusmortgage.com/index.html to learn more about the Union Plus Mortgage Program, how it helps union members and how to apply for its benefits.